Terms of Service

Welcome to CalcVerse. These Terms of Service ("Terms") govern your access to and use of the CalcVerse website, services, and calculator platform (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Service.

1. Acceptance of Terms

By creating an account, accessing, or using CalcVerse, you confirm that:

• You are at least 13 years of age (or the minimum age required in your jurisdiction)
• You have the legal capacity to enter into these Terms
• You will comply with these Terms and all applicable laws and regulations
• All information you provide is accurate and up to date

2. User Accounts

2.1 Account Creation

To access certain features of the Service, you may need to create an account. You can register using:

• Email and password
• Google OAuth authentication
• GitHub OAuth authentication

2.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access
• Ensuring your account information is accurate and current

2.3 Account Termination

You may delete your account at any time through your dashboard settings. We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or illegal activity.

3. Permitted Use

CalcVerse grants you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal and commercial purposes, subject to these Terms.

3.1 Acceptable Use

You may use the Service to:

• Perform calculations using our calculator tools
• Save and manage your calculation history (when logged in)
• Export calculation results as PDF documents
• Access calculator-related educational content

3.2 Prohibited Use

You agree NOT to:

• Use the Service for any unlawful purpose or in violation of any laws
• Attempt to gain unauthorized access to our systems, servers, or networks
• Interfere with or disrupt the integrity or performance of the Service
• Upload or transmit viruses, malware, or other malicious code
• Scrape, harvest, or collect data from the Service using automated means without permission
• Reverse engineer, decompile, or disassemble any part of the Service
• Impersonate any person or entity or misrepresent your affiliation
• Use the Service to send spam, phishing attempts, or unsolicited communications
• Circumvent any security features or access restrictions

4. Intellectual Property Rights

4.1 CalcVerse Ownership

All content, features, functionality, design, code, algorithms, and materials available through the Service (excluding User Content) are owned by CalcVerse and are protected by copyright, trademark, patent, and other intellectual property laws.

4.2 User Content

You retain all rights to the calculation data and inputs you create using the Service ("User Content"). By using the Service, you grant CalcVerse a limited, worldwide, non-exclusive license to store, process, and display your User Content solely for the purpose of providing the Service to you.

4.3 Trademarks

"CalcVerse" and associated logos are trademarks of CalcVerse. You may not use these trademarks without our prior written permission.

5. Disclaimers and Limitations

5.1 No Professional Advice

You should NOT rely solely on our calculators for:

• Making financial decisions (mortgages, loans, investments)
• Medical or health-related decisions (BMI, calorie intake, body fat)
• Tax planning or compliance
• Legal matters
• Any decision with significant personal or financial consequences

Always consult qualified professionals (financial advisors, doctors, accountants, lawyers) before making important decisions. Calculator results are estimates based on the inputs you provide and may not account for all variables, fees, taxes, or personal circumstances.

5.2 Service "As Is"

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Accuracy, completeness, or reliability of calculations
• Fitness for a particular purpose
• Uninterrupted or error-free operation
• Security or freedom from viruses or harmful components

5.3 Limitation of Liability

To the maximum extent permitted by law, CalcVerse and its affiliates, officers, employees, agents, and licensors shall NOT be liable for any:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Financial losses resulting from reliance on calculator results
• Damages arising from errors, inaccuracies, or omissions in calculations
• Personal or business damages from use or inability to use the Service

6. Indemnification

You agree to indemnify, defend, and hold harmless CalcVerse and its affiliates from any claims, damages, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Your User Content or any content you submit

7. Third-Party Links and Services

The Service may contain links to third-party websites, services, or resources. These links are provided for your convenience only. CalcVerse:

• Does NOT endorse or assume responsibility for third-party content
• Is NOT liable for any damages related to third-party services
• Does NOT control or monitor third-party websites

Your use of third-party services is at your own risk and subject to their terms and privacy policies.

8. Modifications to Service and Terms

8.1 Service Changes

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We are not liable to you or any third party for any such modification, suspension, or discontinuation.

8.2 Terms Updates

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page with a new "Last Updated" date. Your continued use of the Service after such changes constitutes acceptance of the updated Terms.

9. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including:

• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Extended period of inactivity
• At our sole discretion for any other reason

Upon termination, your right to use the Service will immediately cease. Sections of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Governing Law and Dispute Resolution

10.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of [Your State], without regard to its conflict of law provisions.

10.2 Dispute Resolution

In the event of any dispute, claim, or controversy arising out of or relating to these Terms or the Service:

• Disputes may be submitted to binding arbitration
• Arbitration shall be conducted in accordance with the American Arbitration Association rules
• You waive the right to participate in class action lawsuits

11. Miscellaneous

11.1 Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and CalcVerse regarding the Service.

11.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force.

11.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

11.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms at any time without notice.